portcredithomes – UnityRE

Buy a House in Lorne Park, Port Credit, Oakville + More

UnityRE — Thu, 17 Sep 2020 12:35:51 +0000

Buying a house includes many intricacies and it’s important to understand the steps, timelines and different details about the process & neighbourhoods. Although we cover how to buy a house in Lorne Park, Oakville and Port Credit, this information can be applied to other neighbourhoods as well. The first and foremost item that needs to be considered when looking to buy a house in Lorne Park, Oakville, Port Credit, Clarkson or other areas is Price Range. The entire process and applied strategy starts with this single guiding item. Below you’ll first find an introduction and How To list covering the process followed by in-depth descriptions for each step.

How To Buy a House

1. Establish Price Range

First a Price Range must be established by speaking to a financial professional. Connect with your bank or a mortgage broker. A mortgage broker is a great option as they can compare mortgage rates and offers from various lenders allowing you to choose what works best. By establishing a price range, we now know exactly which properties we can look at when wanting to buy a house.

2. Explore Geographic Area

Next we focus on Geographic Area. Composing a list of location criteria is the best way to approach this. Proximity to schools, commuting access, public transportation, parks, specific area style, work, and many other variables that are important for your lifestyle are used to create a list of focus locations. The importance of having price range first allows us to filter locations based on affordability. Neighbourhoods such as Lorne Park, Port Credit, Oakville, Clarkson and others are just the starting point, we then further filter down which specific area within these neighbourhoods is most suitable.

3. Choose Home Features

Home Features are the DNA of real estate properties. Everyone’s requirements will be different and deciding between needs and wants allows for further filtering of homes. Think of basics such as number of bedrooms, bathrooms, parking spaces, but also more detailed features such as architecture, roof style, natural light flow, basement finish status and more. The reason for diving into such detail is that the right property might not be available on the market at the time we first connect. However, if we have price range, location and features established, it’s easy to identify a good candidate home when it hits the market! This allows us to also potentially explore off market properties.

4. Start Looking At Homes

Now that the core guiding principles have been outlined and a succinct strategy is in place, we can start to look at homes. This step is typically called “going on showings”. In today’s world, we conduct these showings both in-person, but also virtually through video calls. Going on showings allows you to explore the home and get a sense of the atmosphere and layout. When looking to buy a house in Oakville or other areas, the feeling you get within the space is one of the most important aspects of the entire process. Exploring the neighbourhood and getting a deep understanding of the location is the goal of the showing step.

5. Offer & Conditional Period

Once a home has been selected the actual step of buying starts. Preparing an offer involves many variables depending on the specific home. We must consider the closing timeframe, offer price, the deposit amount, which conditions to include (financing, home inspection, and more), which clauses to insert that protect your purchase. Many of these items will be crucial as part of the negotiation strategy and will impact the final purchase price.

Having proper help with navigating the offer process is critical and that is why working with real estate professionals is recommended. Once an offer has been successfully accepted, we enter the conditional period during which we conduct the home inspection and verify financing approval (if those conditions were included). Because there is so much variety with the offer step, specific information would have to be provided on a case by case basis and will differ for each client.

6. Final Closing

Once conditions have been satisfied and the offer “firms up” we enter the period leading up to the final closing date. During this period, one of the most important items to not do is make large scale purchases which could skew your debt ratios and impact your mortgage approval status. During this final stage of the process, you’ll be in contact with your lawyer and mortgage representative to complete any additional paperwork and organize all the items for the closing process. Coordinating a moving service or renting an appropriate sized vehicle is another item to take note of. A few days before the actual closing date, you’ll sign the final paperwork via the lawyer.

On the final closing date, the keys will be released once the lawyer confirms the process is complete. Typically we conduct a walk-through of the property several days before final closing and on the actual closing date to ensure all aspects of the home are still in proper condition. Congratulations! You’ve successfully learned how to buy a house in Lorne Park, Port Credit, Oakville and other areas.

Everything In More Detail

Price Range [ 1 ]

Establishing Price Range allows for the creation of upper and lower limit lines which we then compare and contrast all the other variables against. Having the Price Range allows for evaluation of which Geographic Area to focus on. By contrasting Price Range against Geographic area, we can further compare against the Features you’d like in a home. This cascading list of comparison variables extends into the offer process when deciding how to approach offer conditions and ideal structuring of the package to secure your dream house in Lorne Park, Oakville, Port Credit, Clarkson and other Areas/Neighbourhoods. Let’s step back and look at each step of the process individually to better understand what to expect. We’ll explore these items chronologically.

Establishing price range will be primarily handled via a bank representative, or preferably a mortgage broker. The benefits of using a mortgage broker, as previously mentioned include their ability to browse multiple lenders. Whereas a bank representative works with the specific bank, an independent mortgage broker compares and contrasts the available mortgage packages from various lenders to find the best solution. Things that go into evaluating the price range when looking to buy a house in Clarkson, Etobicoke, Lorne Park, Port Credit or other areas include a few different items. If you currently own a property, the appraisal value and equity in the property will play a significant role. Income levels, debts, credit score and many other variables are all evaluated to present a final Price Range. Once we have this figure, we move on to the next step. Additionally, we can always recommend some mortgage brokers.

Explore Geographic Area [ 2 ]

Using a price range as the guiding principle for the Geographic Area selection is the most efficient way to approach the process. If you compare prices of South East Oakville and South West Oakville, there is significant difference, especially when you layer Home Features on top. Then you look at North Oakville and notice the price points are much lower there, but all three areas are within the same town. By establishing price range first, we use that to select specific sections of a city/neighbourhood that fall within the affordability range. Exploring geographic areas when looking to buy a house is where we look at the neighbourhood atmosphere.

Do you want proximity to the lake? Is public transit access such as the Hurontario LRT important? Many other common criteria points include distance to schools, commuter routes, workplace and lifestyle amenities. We also explore more intricate geographic variables like preference for mature trees, streets with/without sidewalks, architectural area styles and more.

As example of how price range and geographic area blend within Lorne Park is by comparing two areas within. White Oaks of Jalna is located just South West of Lorne Park Secondary School and offers a section where streets don’t have sidewalks, the properties contain beautiful, towering mature trees and lot sizes are generally larger with many custom built homes.

You can then contrast this area to Watercolours, a planned subdivision by Mattamy which sits South of Indian Rd and just West of Mississauga Rd. The Watercolours neighbourhood has younger tree vegetation and the entire streetscape is different. The area has a much more community oriented feeling to it and the homes share similar aesthetic themes.

Both areas provide excellent locations close to Port Credit and Clarkson Village as well as top quality schools in the Lorne Park neighbourhood. So when we have a price range outlined, we can filter which specific pockets in Lorne Park to focus on where we can attain the requirements and at a price which works!

Choose Home Features [ 3 ]

Selecting the features of a home is basically defining the DNA of the property. When looking to buy a house, selecting the criteria is a key component and is typically what most people do before Step 1 and 2. You can consider the home features simultaneously while we work through Steps 1 and 2, however it’s important to note that as the search progresses, different weights will need to be applied to each component of the requirements based on individual importance. Thinking about what home features you like extends beyond just number of bedrooms and bathrooms. Thinking about wanting lakefront access? You might need riparian rights for your property.

The type of backyard needed, whether you want to back onto a ravine or need a pool? Going inside, yes, number of bedrooms and bathrooms is key to consider, but also think about the kitchen/living space layout, number of parking spaces, ceiling height preference, architectural style. These detailed Home Features craft the property DNA and allow us to really focus on specific areas and in some cases, a specific street based on how fine tuned the home feature parameters are.

Start Looking At Homes [ 4 ]

Viewing homes and properties is an obviously important step when looking to buy a house. Whether it’s handled virtually through video chats and our professionals or we schedule times to view in-person, the same detail is always applied. Once a list of ideal homes for sale is crafted, we take care of coordinating the viewing appointments. When touring properties, we focus on experiencing the atmosphere and understanding the functional logic of the layout. Comparing the ceilings, paint colour selection, material finishes, appliance types, and all of the other home features we defined in the property DNA. Getting a sense of the surrounding area is also tied in to this stage of the process. This is the chance to experience the house and finalize a decision for the next step.

Offer, Conditional Period, Final Closing [ 5 + 6 ]

This part of the process when buying a house in Oakville, Lorne Park, Port Credit or other areas is very specific to each client and property. This part of the process to buy a home will be reviewed in detail with our professionals with each person to understand all of the intricate details. An offer is composed of many different Offer Settings such as offer price, deposit amount, conditions, offer clauses, closing date timeframe and more.

These different offer settings are dialed in to provide the best offer position for a successful buying result. The offer settings will vary greatly based on how the property is being sold (offer presentation, typical market negotiation, bank sale, and more), where and when it’s being sold and how each person’s individual situation dictates the best course of action. Because of the sheer amount of information and amount of different scenarios, we typically try to start the process with someone looking to buy a home by going through Steps 1 – 4 and simultaneously covering details related to Steps 5 and 6 as we approach the relevant part of the buying process.

It’s Here: Brightwater I & II In Port Credit

UnityRE — Thu, 03 Sep 2020 22:17:27 +0000

Brightwater I and Brightwater II are the first two condo buildings in this large scale Port Credit development. Brightwater I and Brightwater II are located at 70 Mississauga Rd S and 181 Lakeshore Rd W within walking distance to Port Credit village. The first two Brightwater condos buildings are low and mid rise designs which compliment the more calm environment of the South Mississauga area. The excitement of Port Credit comes from the accessible location with close access to Port Credit GO Station as well as the surrounding entertainment, retail + dining options and the surrounding parks, trails and green spaces. The Brightwater Towns are phase three of this large scale project and bring larger square foot living options to this neighbourhood.

Brightwater I Condos

This lower height construction will retain the characteristics that make this such a popular destination. The Brightwater I condos will rise 5 storeys and include a total of 75 Brightwater condos for sale with 1 bedroom layouts up to larger 2 bedroom + den configurations. Brightwater I will be located right along the retail sections of the project, giving residents a truly urban and pedestrian accessible location. Brightwater I, located along 181 Lakeshore Rd W, Mississauga will incorporate a stylish cantilever design to create a unique architectural appearance. The boutique style design with just 75 units staring at 500 Sqft offers a great option for people wanting a less busy building with easier elevator access. Having the retail space adjacent to the building also means convenience is at your front door. Below we have images of the Brightwater I condos and the new retail building that will reside along Lakeshore Rd W. Views from the Brightwater I condominiums will include the local scenery of the project as well as placing you within the atmosphere if the Village Square.

Brightwater II Condos

The Brightwater II Condos are going to be larger than the first building and will offer reisdents more expansive views. The Brightwater II Condos are 14 storeys tall and incorporate 253 Brightwater condos for sale and 15 Brightwater townhomes for sale within the podium structure. This provides a great variety of layouts and view options for people which brings great fuinctionality to the project. Condos will start from 460 Sqft in size and the Brightwater townhomes will start at approximately 1115 Sqft. Layouts within the Brightwater II condominium building will include a mix of 1 Bed units ranging up to 2 Bed + Den layouts. This condominium, with the current address of 70 Mississauga Rd South will be located pretty centrally in the development. The Brightwater Port Credit project will offer a central community hub known as Village Square that connects a central boulevard and provides a retail and entertainment locale for residents. The views from Brightwater II will include overviews of the community itself, and parts of Lake Ontario and the Toronto skyline depending on the unit floor height and view direction. This exciting and dynamic building is a great modern addition to the Port Credit community. One of the new projects located to the East of Port Credit are the Lakeview DXE Club condos by Vandyk, offering another modern option for people to call home.

Brightwater in Port Credit is one of the most exciting projects the area has ever seen. The third building within this lakeshore community is known as The Mason at Brightwater condos. This transformation of old industrial land into a modern and vibrant residential community brings so much opportunity for local businesses and opens the door for many more residents to enjoy South Mississauga living. Close proximity to Lorne Park and the many amenities of Port Credit means the Brightwater I and Brightwater II condos will quickly become some of the most desirable buildings in the area. By providng such a mixture of layouts and floorplan options, FRAM, one of the builders is allowing for a lot of flexibility and consideration that residents can make. The more traditional architecture for this phase of the project means that it will remain timeless and will compliment the existing designs that run along Lakeshore Road. Connect with us to stay up to date for access to 70 Mississauga Rd S condos & 181 Lakeshore Rd W condos.

David Small Designs

UnityRE — Sat, 12 Mar 2016 16:20:28 +0000

David Small Designs has become one of the GTA‘s dominant luxury custom home design firms. Projects now adorn multiple cities including Mississauga, Oakville and Burlington with more being planned each consecutive year. I’ve started profiling successful design firms to help bring attention to key players who are setting the standard for high end home construction in our neighbourhoods. David Small Designs is right there in the top tier.

Design

Starting from humble beginnings, David Small completed his design education and then jumped right into building homes. Over the years a great team has been formed and a collaboration of various design entities was implemented. Lets begin by looking at what is a perfect fusion of traditional and modern design. The image here shows my favourite David Small Designs home exterior. As you can tell it features stone façades and sloped roofs, but with character and a unique shape which flows naturally.

This David Small Designs home is located in a very exclusive part of the Platinum Belt in Oakville. Its exterior design blends perfectly into the surrounding vegetation and offers a serene setting. However beautiful the exterior is, the true beauty lies in the transition within the interior. This is the key to why I enjoy this firm’s work. Immediately upon setting foot within this spectacular estate the transformation takes place. No longer do you feel the traditional appointments from outside. Instead there is a clean utilization of zebra wood, stone and iterations of a pure contemporary layout. David Small Designs blends these values with certain traditional details, like the arched windows and colour hues that reflect the exterior tones. It really is a marvelous piece of work and I tip my hat to the designers and clients for having such an appealing vision. For the full image portfolio you can head here.

David Small Designs has recently moved into a slightly more contemporary style which echoes inspiration from Frank Lloyd Wright. Over the years David Small Designs have really honed their craft and churned out purely original, tasteful results. I suppose it’s partly due to an overall change in taste among people who are in the market for such endeavors. An evolution of an architecture era, the great designers will adjust and follow suite whereas those who are not as fluid in their creative applications will simply be left behind. David Small Designs realized this and put out a project that sealed their membership in the contemporary community.

Process

A home builder of David Small Designs‘ stature needs a respectable abode to call their own residence. David does not disappoint. Fueled by the growing business and success he set out to build something for his family. What’s unique is the entire development was documented and then presented as a sort of “case study”. Usually there’s total privacy and an air of secrecy surrounding these luxury home builds, but David decided to provide full access to the story. People like me get excited about this. The home is very reminiscent of the Fallingwater design and is a prime example of organic architecture. The use of wood, stone and concrete is spectacular and creates something that is completely unique for Mississauga. These are the types of designs which need to become more prevalent in our neighbourhoods. The multi tiered flooring gives depth and accentuation to the whole layout. It provides flavour and emphasizes great lot use. Another sad trend which is becoming terribly common is an unbalanced home to lot size ratio. This David Small Designs home shows what a perfect home/lot ratio looks like.

As you can see from the pictures, the home is simply beautiful. It has sparked inspired clients who now have a visual, physical representation of what David Small Designshas to offer. Very smart move on their part by nailing several goals with a single build. For the full set of images and the design story, head over to the David Small Designs page. The image depicting the home under construction is located in the Platinum Belt and is selling for close to $7,000,000 just to give you an idea of the price ranges we’re looking at.

Transformative

Flipping back to a more traditional project which really shows a drastic difference in styles, we’ll observe a recently sold approximately $4,000,000 project in Lorne Park. The surrounding homes all have similar styles with one having been built by David Small Designs across the street. Therefore the exterior walls and overall atmosphere needed to be cohesive for the intersection. The interior is a whole different story! Just compare the kitchen shot to the outdoor view. It may not be everyone’s cup of tea, but the Copper House by David Small Designs has really shown that two drastically different design palettes can be successfully integrated.

To wrap things up I want to point out a giant estate which was finished recently for a client who wanted a “European inspired” home. The size is approximately 13,000 square feet. The location is up in the Burlington Bluffs, a hidden neighbourhood of exclusive, high-end luxury homes nestled upon Mt Nemo. It is David Small Designs‘ largest construction project and oozes of ostentatious luxury. For full details and David’s personal success story, go ahead and visit the David Small Designs website.